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Property & Casualty Blog

August
2017

A Few Tips for the College-Bound

College is expensive enough without the added cost of unexpected accidents or theft, not covered by your insurance policy. If you have a student heading away to school, below are a few tips to help you get the most out of your coverage.

HOMEOWNERS (varies by state)

Personal Property: Most homeowners policies will cover personal property for up to 10% of your total policy while your child is residing at school (a $100,000 policy equals $10,000 in coverage). Not all types of damage are covered, so read your policy carefully. Renters insurance is strongly recommended.

Documentation: Creating an inventory of the items your child is taking to school is a good idea. Use photographs and keep receipts.

AUTO (varies by state)

Car Stays Home: Keep your child listed on your auto policy if they will still drive your car while at home on school breaks.

Car at School: Make sure to notify us if your child will be taking a car away to school. In most cases, if the car is registered to you and listed on your policy, it will be covered.

Driving a Friend’s Car: Students are generally covered if they are listed on their parent’s policy and are not regularly using the vehicle. The coverage would be secondary. The insurance for the friend’s vehicle would be the primary coverage.

Before your child leaves for school, call us at 972-385-0933 or e-mail jmurray@glazerfinancial.com. We can walk you through the steps to ensure you have the right coverage. We’re here to help!

Contact Us!

At Glazer P&C, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 972-385-0933 or send us a note at jmurray@glazerfinancial.com. We want to help you meet your goals, and make sure what's important to you is protected!

Refer A Friend

At Glazer P&C we truly value having you as a client. If you know anyone who needs an insurance review, and is looking to shop the market, Please send them our way!

Your referrals are greatly appreciated. Thank you for your trust in us.

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Securities offered through Kovack Securities, Inc. Member FINRA / SIPC.
6451 N. Federal Highway, Suite 1201, Ft. Lauderdale, FL 33308 (954) 782-4771.
Advisory Services offered through GFN Capital Management a Registered Investment Advisor.
GFN Capital Management and Glazer Capital Management are not affiliated
with Kovack Securities, Inc or Kovack Advisors, Inc.

Glazer Financial Network is located at
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Dallas, TX 75240